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One of Southern California’s Largest Licensed & Certified Providers of  Your Jewelry Loan.  We do Loans on Jewelry, Watches, and Diamonds

Over 25 Years of Experience

Welcome to Jewelry and Loan Pro, a Watch & Wares Company

William Houchin

William Houchin, Owner

What Sets Our Jewelry Loan Business Apart is Our Integrity, Experience, and Personal Service

We are located conveniently in Orange County and serving all surrounding areas including Los Angeles, Riverside, and San Diego. Jewelry Loan Pro has been a cornerstone within the community for many years. Because of our experience as a trusted jewelry loan company, we have built our flawless reputation through buying and selling thousands of major-brand watches. We also buy and sell many varieties of jewelry (including loose diamonds, engagement rings, earrings, pendants & necklaces, and brooches). In addition,  we even purchase and provide a jewelry loan on rare coins, precious metals and collectibles at top-dollar value.  We are a cash buyer for all your luxury goods!


Liz B, Store Manager

Not an Ordinary Pawn Shop / Jewelry Loan
Our customers love us because we offer instant cash in-store and provide outstanding customer service. Our trust in the community has been built up over 25 years. We take a needs-based approach to helping each and every client, and you can trust us to take care of you. Whether you simply want to sell for instant cash, or get a confidential & secure jewelry loan on your jewelry, watch, diamond, gold, coins or collectibles, we can help today!

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Get a Jewelry Loan

We can offer  you an easy & secure cash jewelry loan for jewelry. Major-brand watches, diamonds, engagement rings, wedding bands, luxury goods, collectibles, as well as rare coins and fine art.

Sell Your Items

In addition, we don’t just perform jewelry loans. We can also pay you in cash for all items you sell to us.  We have the knowledge and buying power to offer you more than our competitors. We treat our customers with discretion, integrity and compassion.

Our Collection

Finally, Jewelry and Loan Pro has an extensive collection of vintage, contemporary & fine watches, diamonds, engagement rings, as well as vintage & estate jewelry and signed pieces from exclusive private collections.

If you’re not sure what your item is worth, don’t fret. The experienced buyers and collateral loan experts at Jewelry & Loan Pro in Tustin can help! We offer free and convenient estimates on all your pieces. We can also make you an instant cash offer to buy your watch, jewelry, silver, gold, coins and collectibles in Orange County. We also pay top dollar for your luxury items such as designer handbags, purses and designer wallets in OC.

The Jewelry & Loan Pro Staff

We offer quick and discrete one-on-one viewings with a trusted jewelry & watch professional in our safe and convenient location in the city of Tustin. Some people like coming into the store with a box full of their luxury items. Others would simply like to take a couple photos of the items with their phone and use our simple submission form below to get a fast, easy estimate, paid in cash! We are your one-stop-shop for a secure jewelry loan today!

Customer Testimonials for Jewelry And Loan Pro

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Latest From The Jewelry And Loan Pro Blog

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A Diamond Is Forever. Or At Least Really Old. Stunning. Brilliant. Timeless.  Diamonds are a unique reminder of the singular beauty of nature. They represent eons of time under the earth, slowly growing into perfect crystals that we have [...]

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Watch Loan: How To Use Your Watch as Collateral

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Collateral Loans / Pawn Loans / Jewelry Loan

Jewelry Loan / Pawn process explained
Pawn loans are secured by your collateral item(s). We lend money for gold, jewelry and other valuable items. As a licensed pawn broker, we are able to loan money to the customer based on the collateral. Our jewelry loan process is simple, easy and hassle free.

  • We evaluate your item/items that you are bringing in for collateral.
  • We will issue a 4 month Loan with a 10 day grace period.
  • The interest is state regulated and is based on the amount of the loan.
  • You will receive a ticket with all the information that is relevant to your specific jewelry loan.
  • We will hold your item as collateral until you redeem your loan within the specified time the loan is active.
  • You always have the option of renewing your loan by paying the interest amount.

If you have any questions about our Jewelry Loan / pawn loan process, please feel free to call our store at 714-731-9600 with any questions.

Sometimes a customer prefers to sell their item or trade it for an item for sale in our shop. With years of experience in jewelry, diamond and collectible, we are able to appraise your items and offer more money. Please keep in mind that amount of loan offered is based on wholesale, pre-owned value of your items, and not the new price. Please note that we require a state issued drivers’ license or state photo ID card as identification each time a customer sells or pawns an item.

What makes Jewelry And Loan Pro different from other Orange County pawn shops?
We are family owned and operated, pawn shop specializing in buying and selling high end jewelry, diamond, gold and collateral loans on a wide variety of items. We offer quick and easy loans at competitive rates in Tustin. We treat our customers with respect and all transactions are 100% confidential and discreet. We take pride in the fact that our staff members value one on one relationship with each customer and provide them with an exceptional service.

Whether you have a high end jewelry item to sell or just looking for a small collateral loan, we offer fair pricing and we are able to pay more than our competitors.

Should I get a pawn loan/ jewelry loan or sell my item?
As a customer, you have the option of requesting a collateral loan on your items, or sell those items for cash. Selling your items outright or taking out a collateral loan, is a personal decision at times depends on your individual circumstances.

When you pawn an item and get a collateral loan, you you’ll get the cash you need with no credit check and without having to give up your item for good. With jewelryloans, we will appraise your items and our staff will work with you to determine the loan amount. You’ll leave your item with us until it’s time for you to come back, repay the loan and collect your item. If your item has sentimental value and you want it back, collateral loan is a better option. However, if you don’t need your item back, you should consider selling. Also keep in mind that a pawn loan is less of a risk to pawn brokers, you can generally get more money for the item than by just selling it.

The best part about pawning your item and taking out a collateral loan is that you have no obligation to repay the loan. Since you’ve provided a collateral item to secure the loan, failing to repay can never affect your credit.

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